Frequently Asked Questions
At Mortgage Expense Lawyers (Moran Cruz & Associates Lawyers) we are aware that claiming mortgage expenses can generate a lot of questions. Below are the most frequently asked questions, answered. We want you to know your rights and the role of our team of lawyers formed specifically for this purpose.
What are the expenses that I can claim for my mortgage?
Notary fees, registry fees, management fees, appraisal costs and other expenses related to the mortgage can be claimed. We also claim for floor clauses, IRPH, revolving cards and abusive opening fees declared null and void by courts.
Is it really 100% Free?
It is. The firm assumes all judicial expenses and only charges if you’re court awards the bank a sum of money. You will never have to pay upfront, nor a percentage on what you recover—our fees are paid by the bank.
How does the claim process work?
Call us for an individualized no-cost evaluation. We will evaluate your documentation, formalize your case and represent you in the process—we can do it by email or in person. You can reach us at (678) 362-5419 or [email protected].
How long does it take for me to get all my money back?
Every case is different but normally, most claims appear before a judge between 3 and 12 months after they’re filed. This depends on the line that is set by each bank and each court. We’ll keep you updated every step of the way.
Do I have to go to visit you?
No you don’t. Our services are available throughout Spain and we can process all paperwork online if you wish. However, you can visit us at 1230 Peachtree St NE Ste 73 Atlanta GA 30309.
Still have questions?
If you still have questions please call us or email us or leave your contact info and we will call you as soon as we can recover your expenses on your mortgage-related services in a risk-free manner with experts in banking law.