Servicios completos de recuperación por gastos hipotecarios
Mortgage Expense Lawyers (Moran Cruz & Associates Lawyers) assists individuals and families throughout the U.S. in reclaiming excess money spent on mortgage expenses and abusive, predatory banking products and practices. Experienced lawyers specializing in bank-related litigation provide a comprehensive range of legal services to individuals and families, with an emphasis on recovering excess charges assessed by lenders and enforcing consumer protections. We offer a fully transparent, risk-free service that guarantees you will be guided professionally and effectively throughout the entire process-with no upfront retainer or hidden fees.
Reclamaciones gratis por gastos de hipotecas
Many people do not realize they might have overpaid or unjustifiably paid fees on their mortgage, including notary fees, registry fees, management or subscription fees, fees for accessing the Land of Quebec registry, and appraisal fees-all of which many banks improperly paid and transferred to their customers. Mortgage Expense Lawyers will take care of everything relating to your claim, including the analysis of the mortgage documents and claiming the excessive amounts in court, if necessary. Our team of legal experts will vigorously pursue these sums on your behalf and procure every penny owed to you, free of charge.
Reclamaciones para cláusula suelo
Floor clauses-secret minimum interest rates written into mortgage contracts-have meant thousands of our clients have overpaid on interest. If your mortgage is subject to a floor clause, you could be due a refund of overpaid interest. Our specialist lawyers have a strong track record for successfully challenging floor clauses and recovering all the money our clients are due. We offer a complete service from reviewing your loan agreement through to representing your interests in litigation, and there’s no financial risk to you.
Recuperación por cláusulas IRPH abusivas
The IRPH (Índice de Referencia de Préstamos Hipotecarios) has been declared abusive by European authorities in numerous cases, resulting in excessively high mortgage payments for customers. If your mortgage was linked to the IRPH index, you may be entitled to significant compensation. Mortgage Expense Lawyers will analyze your case, calculate the amounts unduly charged, and begin the claim proceedings so that you can be refunded every cent that was overpaid. Thanks to our training and experience in this specialized area of Banking Law, you can have confidence that we will recover the maximum amount for you.
Reclamaciones para tarjetas revolving y micropagos
Predatory, abusive rates and hidden fees on revolving credit cards and microloans have led to countless consumers being trapped in debt. We will fight for your rights and recover any unlawful charges you incurred in getting these products. We carefully review your contracts to find abusive terms and will negotiate or litigate accordingly to get you a refund. Whether you’ve been caught in a debt spiral from excessive rates or were charged illegal opening fees, we have the experience and the know-how.
Asesoría experta en productos bancarios abusivos
Though full of overly complex products with hidden traps, the financial industry remains one of the most frequently abused sectors. At Mortgage Expense Lawyers, we offer straightforward, no-nonsense advice regarding all manner of abusive and preferred financial and banking products. When you suspect that you’ve been sold something under false pretenses or overcharged, we’ll examine your contracts, inform you of your rights, and identify the most effective course of action for recovering your funds. We work quickly to stay current with new legal precedents and regulatory rulings so that you can benefit from the best possible outcome.
Servicio personalizado a nivel nacional, online o presencial
No matter where you are in the United States, we make it simple to pursue your claim. While our office is in Atlanta, Georgia, all cases are processed online and we handle remote consultations with clients across the country. Each client receives personal attention and service from a particular lawyer who will be at your side every step along the way and keep you closely informed. Whether you meet with us at 1230 Peachtree St NE Ste 73 in person or wish to pursue your claim remotely from your own home, we will accommodate you.
Cómo funciona el modelo de compromiso no arriesgado
Our service at no time is ever risky to you. We pay all costs necessary to file and pursue your case, including court costs and expert reports. There is nothing for us to charge you up front, no percentages and no management fees. All our fees are paid by the Banks as part of the Court Costs if we win on your behalf. If you recover no funds whatsoever, you have zero fees to pay us, guaranteed. We built this model because we have no doubt whatsoever in the accuracy of our ability to win your case, and it is important to us you are not put under any financial risk.
¿Por qué elegir Mortgage Expense Lawyers?
- Lawyers with years of specialized experience and a 100% success rate on mortgage expense recovery claims
- Coverage across the whole of the United States, both online and in person
- Full transparency, zero hidden costs
- Fast responsive 365-day service
- Direct access to experienced professionals who treat your claim as if it’s their own
We believe that our competitive edge in banking law practice comes down to experience and a client-first approach. To learn more about our team and values, visit our About Mortgage Expense Lawyers page.
Caso del cliente: resultados reales, alivio real
In 2023 alone, we were able to help a family from Dallas recover $4,800 as a result of excessive notary and appraisal charges on their mortgage. The best part? They didn’t pay a single penny until we won their case, six months from initiation. Another client from Florida was rewarded over $6K because of a secret floor clause in her loan paperwork. We believe that nothing sells like results, and we are incredibly focused on making the process as simple and stress-free for clients as possible. For more real stories, see our Case Studies.
¡Comienza hoy-contáctanos!
If you think you’ve overpaid for mortgage expenses, floor clauses, abusive interest rates or any other type of unfair banking product, don’t hesitate. Mortgage Expense Lawyers offers no-obligation consultations free of charge and is standing by to help you get back what is yours. Contact us at (678) 362-5419, via email to [email protected] or come see us in person at 1230 Peachtree St NE Ste 73, Atlanta GA 30309. We’re here Monday to Saturday, 9:30 a.m. to 9:00 p.m., with online support 24/7 through email and WhatsApp. Leave us your email address and one of our experts will be in touch very soon. Call or write to us today-your future can start here, and for free. You can also reach out through our Contact Mortgage Expense Lawyers page.