Who We Are: Attorneys Specializing in Mortgage Expenses

Mortgage Expense Lawyers, whose legal services brand line is Moran Cruz & Associates Lawyers, is a leading law firm focusing on the law of banking and recovery of excess mortgage expenses. We are based in Atlanta, Georgia and represent consumers all over the United States. We offer the combination of professionalism, experience, and client-oriented service that promises to level the playing field for consumers.
Our purpose is straightforward and clear: To obtain justice for ordinary individuals and families who have been excessively charged for wrongful banking practices and various forms of predatory finance. We provide accessible, competent, effective services to all clients damaged by banks’ illegal charges.
Our Mission: To Obtain Justice and Make Our Clients Whole
At Mortgage Expense Lawyers, justice and consumer rights are at the core of what we do. No one should have to pay expenses or fees that never belonged to them in the first place. We stand on equal ground with consumers in our promise to take on banks and corporations well versed in the games of credit and finance.
Through aggressive legal means, we retrieve wrongly applied mortgage expenses and other losses caused by hostile products that include: floor clauses, IRPH, revolving credit cards, and microloans. With expert skills, we retrieve every penny owed to our clients – restoring financial fairness (and their faith) in the system.
Our Expertise: Banking and Financial Law
Mortgage Expense Lawyers employs legal professionals with years of experience in banking and financial law. Our experts have successfully dealt with claims of mortgage expenses, floor clauses, abusive interest, and many other financial misdeeds. We have a 100% success rate in our mortgage expense and abusive banking product claims; success born through sound legal knowledge, attention to detail, and dedicated representation in Court.
Our lawyers are on top of industry advancements and legal changes which means our strategies are always at the leading edge. Whether your issue is notary fees, registry fees, management fees, appraisal fees, or abusive loan terms, our lawyers know how to get results.
Our Services: Comprehensive Claims and Consultation
Our Firm takes on a wide range of claims and lawsuits focused on safeguarding your rights as a consumer of banking products. Our main areas of work include:
- Mortgage expense recovery (notary, registry, management, and appraisal)
- Floor clause claims
- Legal proceedings against IRPH (Interest Rate Index) abuses declared illegal by the European jurisdiction
- Revolving credit and excessive interest claims
- Microloans and abusive opening fees disputes
- Abusive and favored banking product expert advice
From the very first request to the court’s final decision, the service is fully personalized. In-person or online procedures with national reach and convenience: it makes no difference where you live in the US.
For more details, see our Our Services page.
Our Engagement Model: Risk-Free and Client-Focused
Selecting Mortgage Expense Lawyers means hiring a law firm that is focused on its clients’ interests above and beyond all else – 100%. Our service model is different from any other:
- 100% free to client: No retainer, no percentage overages, no administrative fees.
- All court costs funded up front by our firm with no exposure for the client.
- Fees paid solely from court-incurred costs against the condemned bank. You are not charged unless you recover your funds.
- Zero additional expenses, zero surprises.
This transparent, client-centric platform assists all constituents in getting access to superior legal services without limitation. Again, the only objective is recovery.
Meet Our Team: Experienced, Dedicated, and Accessible
Our lawyers are the heart and soul of Mortgage Expense Lawyers. Led by founding partners with decades of combined experience in U.S. banking and financial services law, the firm brings deep legal expertise to the table, coupled with a passion for client service. Each lawyer is chosen for his or her record of success in high-stakes litigation, negotiation, and commitment to the highest standards of ethics.
We are easy to reach: You always have direct access to a specialist lawyer-not a call center or intermediary. Our staff speaks multiple languages. We are available 24/7 via email and WhatsApp according to your convenience.
Why Choose Us: Our Competitive Edge
Mortgage Expense Lawyers is differentiated by:
- 100% free, no-risk claims – you pay nothing unless you win
- All legal and court costs covered
- Specialist team with a 100% success rate for mortgage expense and abusive product claims
- Legal strategy and roadmap tailored to your individual case
- National reach – online and office assistance for US-based clients
- Direct transparency of contact with your lawyer throughout all processes
- Flexible contact via phone or 24/7 web support
We have successfully assisted thousands of clients in collecting back millions of dollars in claims and the relief and peace of mind that brings.
How to Get Started: Easy, Fast, and Stress-Free
Starting your claim with Mortgage Expense Lawyers is easy and free of worries. Reach us by phone at (678) 362-5419, by e-mail at [email protected] or at our address, 1230 Peachtree St NE Ste 73, Atlanta GA 30309. You can also contact us through our site at https://abogadosgastoshipoteca.com/ or through our 24/7 online support via email or WhatsApp.
We will evaluate your case at no cost for you and will present you a work plan for the claim developed especially for you. We can perform all the paperwork for you and can begin working together remotely. You can start at any time and from anywhere in the U.S.
Contact Us: The First Step in Your Recovery
If you have overpaid on your mortgage or have been misled by mortgage fee products such as unfair bank products, there is no time to waste. Mortgage Expense Lawyers can help-there is no risk to you, there is no obligation and there are no fees up-front. Contact us today at (678) 362-5419, [email protected] or through the web form on our Internet site. We are available Monday to Saturday, from 9:30 a.m. to 9:00 p.m. and we offer a 24/7 internet service.
Do you want more information? Enter your email and one of our team members will contact you directly. We will work with you to recover the cost of your mortgage for free-financial fairness has never been easier.
For more ways to reach us, visit our Contact Mortgage Expense Lawyers page.